If you need a loan or need the assistance of a Realtor in buying or selling a home, then put my experience to work for you! I can get the type of financing you need, at the best rates and fees. I have been in the lending/real estate business for over twenty years. In 1991, I founded Paz & Associates, a mortgage and real estate brokerage firm dedicated to helping people find and finance their home. I have helped hundreds of customers get the best possible financing for their unique situation, whether to purchase or refinance their homes or investment properties. The types of customers I've served ranges from the most sophisticated and creditworthy homeowners to first time homebuyers with no credit history. I have assisted individuals with A+ credit to clients with bankruptcies and other credit blemishes. No matter what the situation is, I get my clients the best possible rates and terms for the circumstance. Providing you with the best customer service possible and looking out for your best interest are my primary goals. I get to know you through the loan application process, and listen to your expectations. I evaluate your needs and match your needs to various forms of financing that are available through various lenders. Then I work on presenting your situation, in the best possible light, to a lender. With many years of lending and underwriting experience I am able to knowledgeably present your situation to lenders offering the best programs for your situation. So let me put my experience to work for you! Call now (949) 559-1142. Janie Merkle